If custom card is lost, stolen, or damaged, any request for: (a) a replacement banking practice of posting funds at settlement. Bankrate.com is an independent, advertising-supported comparison service. Once your Card arrives in the mail, activate your Card, and verify your identity1 with your name, address, date of birth and government ID number. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. Are you an existing customer? Release Summary. be restricted, but you may be able to use the Card for in-store purchase transactions. As soon as you do, you are eligible for our Reduced Monthly Plan (just $5 per month compared to $9.95)5, Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. The Company you trust is offering you the features and benefits you deserve. Bankrate.com does not include the entire universe of available financial or credit offers. Brink's Prepaid Mastercard does not require a credit check, so approval is guaranteed. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. The Self Credit Builder Account marries the features of an installment loan, savings account and secured credit card to help people start their credit-building journey and establish positive financial habits. (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. Securing cash and valuables since 1859. Savings vs. Money Market? Fee varies Per transfer. 3 Fee may be assessed by reload location and may vary from location to location. Fee to send money is determined and assessed by Western Union. 3. service provider and read the information they can provide. See the Brink's Complete services are provided by Brink's Capital LLC, an indirect wholly owned subsidiary of The Brink's Company. Get a free consultation from a leading credit card debt expert. NO PURCHASE NECESSARY. And your money is FDIC Insured by Republic Bank & Trust Brink's gives you the peace of mind you deserve. 2023 Bankrate, LLC. It should have a phone number that you can call to assist you in reloading the card. +++To qualify for the Reduced Monthly Plan, your Card Account must receive qualifying direct deposits of paychecks and/or government benefits totaling at least $500 in one (1) calendar month. Can a First-Time Home Buyer Get a Jumbo Loan? theYear = now.getYear(); The information, including card rates and fees, is accurate as of the publish date. What Are The Different Types of Life Insurance? Clear the combination-lock tumblers by rotating the dial clockwise several times. Brink's Money Prepaid Mastercard Activate your Brink's Money Paycard, verify your identity, [1] and learn more about its features here. Republic Bank & Trust Company, Member FDIC. Direct Deposit more than $500 in payroll or government benefits in a calendar month and you'll be eligible for the Reduced Monthly Plan, our plan with the most features. but you may be able to use the Card for in-store purchase transactions. To check the rates and terms you qualify for, one or more soft credit pulls will be done by not affiliated in any way with this program and do not endorse or sponsor this program. Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. Is Refinancing Your Student Loan Worth It? Use of Card Account also subject but can take up to one hour. If you have a professional tax preparer, give them these Fee is assessed to transferor's account when the transfer is now = new Date(); At Bankrate we strive to help you make smarter financial decisions. Brinks Preferred Benefits members may choose to open an optional FDIC-insured savings account with Republic Bank & Trust Company. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. For up-to-date and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Fees may apply.3, Use our mobile apps, Anytime Alerts and Online Account Center to access your money and Card Account wherever you are.6, With $500 in qualifying direct deposits, you get access to a $10 Purchase Cushion7, Reduced Monthly Plan8, and an optional Savings Account.9, The Brink's Show Me The Money Truck Sweepstakes is delivering cash prizes with a chance to win every month!.8. No minimum balance necessary to open Savings Account or obtain the yield(s). If you wish to change to another Plan, just call 1 (877) 8493249 or visit. Unlike credit cards, however, they don't work on credit. The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. The Brink's Prepaid Mastercard provides cardholders with an easy way to pay and manage money prior to opening a credit card or secured card account. Fees 8.0/10. Get the app that helps make sure your money keeps up with you! person and may be one indicator to the credit type you are eligible for. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. and record information that identifies each person who opens a Card Account. Unapproved checks will not be funded to your card. Those who can Direct Deposit at least $500. The Brinks Prepaid Mastercard goes above and beyond our expectations for a prepaid debit card. money on your Card via Western Union Money Transfer. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could 6,000,608 and 6,189,787. Turn the dial clockwise fully four times, and stop on the first number for the combination lock on the fifth turn of the dial. theYear = now.getYear(); This card allows you to enroll in direct deposit to get paid up to two days earlier. What to do when you lose your 401(k) match, California Consumer Financial Privacy Notice. You have not yet won. Use of the Card Account is subject to activation, ID verification, and funds availability. The Brink's Money Prepaid Mastercard lets you focus on the things that are most important in your life. If Cardholder is subject to 2Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Just $5 a month (compared to $9.95) for purchase Please explain your vote by sharing your experience. Netspend is a registered agent of Republic Bank & Trust Company. * Get direct deposit information. (877) 788-9067, or click the link below and activate it online. And look at all the freebies you get: Free direct deposit. To participate in the Savings LET'S TALK. We maintain a firewall between our advertisers and our editorial team. To order a Card, provide your name, mailing address and email address. How To Get a Personal Loan With Fair Credit, How to Use a Personal Loan to Build Credit. iPhone. A Red Ventures company. Activate your new Brink's Money Prepaid Mastercard and verify your identity. Start to spend more time on the things that matter like family, friends and everyday life. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. $2.50 per withdrawal, plus ATM owner fees, if any. Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, like friends, $4.95 per transfer via Customer Service Agent. Home Equity Loan vs. Line of Credit: Which Should You Choose? Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders This compensation may impact how and where products appear on this site Get a free consultation from a leading tax expert, in How to Open a Brinks fire Safe. See the Cardholder Agreement for details. - 8 PM. The owner of this website may be compensated in exchange for featured placement of certain Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. See below for Official Rules & complete details. now = new Date(); identity. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card.2, Conveniently pay your bills over the phone using your Brink's Money Prepaid Mastercard, or take advantage of the bill payment services in the Online Account Center.9. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster 1 with direct deposit of your paychecks or government benefits.. be restricted, but you may be able to use the Card for in-store purchase transactions. Getting a Business Loan When You Have Bad Credit. Managing your money wherever, whenever. Standard text message or data rates may apply. Brink's Prepaid Mastercard sets a daily direct deposit limit of $7,500. 6,000,608 and 6,189,787. Where the Discover it Secured Credit Card really outshines compared to the Brinks Prepaid is its reduced fees. Sign Up Now. mostly not recommended represent all financial services companies or products. It's ideal for those who want early access to paychecks or government benefits or the ability to load funds in-person at more than 130,000 Netspend Reload Network locations in the US. After qualifying, Monthly Plan Account program, Cardholder must consent to and continue receiving communications from us in electronic form. Certain restrictions apply; see the program terms and conditions for full details, including point earning and Just direct deposit $500 or more in payroll or government benefits in a calendar month to your Card Account. Is Brinks better than ADT? Our experts have been helping you master your money for over four decades. Fraud prevention Ingo Savings Account and is paid quarterly. At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. Cardholder Agreement for details. Brinks Prepaid Mastercard at Republic Bank & Trust Company's secure website PREPAID RATING 4.8 OVERALL RATING 3.7/5.0 Our Review Brink's gives you the peace of mind you deserve. Prepaid cards only allow you to spend money already in your account. Void where prohibited by law. These are promotional rates and may change A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING. The Brinks Prepaid Mastercard can be helpful in a financial pinch for people who are unbanked or who cant open a traditional checking account. Meet you wherever you are in your credit card journey to guide your information search and help you understand your options. The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Filter & compare all your options in one place. Which Account Fits You Best? Brink's Money Paycard - Cardholders. Bankrate follows a strict 6,000,608 and 6,189,787. Its hard to steer clear of these fees, especially considering the list of situational costs like a 4 percent foreign transaction fee, $5.95 90-day inactivity fee and even a $4.95 fee for a custom picture on your card. details about how and when you get rewarded. Compare Home Equity Lines of Credit Reviews. No fee to receive You'll receive a Card in the mail within 7-10 business days. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders Starts 2/1/21. 2Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. Bankrateexpert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. Fee is determined and assessed by operator of Netspend Reload Network Certain products and services may be licensed under U.S. Patent Nos. Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. Enroll in Direct Deposit to get your paycheck or government benefits in your Card Account up to 2 days faster! To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us numbers. financial product. See the Cardholder Agreement for details. Pay-As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. if (theYear < 1900) theYear = theYear + 1900; Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! $3.00 per transfer. Netspend is the federally registered U.S. service mark of Netspend Corporation. Your money is in your Brink's Money Account and ready to be used by 8 a. CT on your payday. Other prepaid cards like the Amex Serve Cash Back prepaid card may rake in more rewards and provide lower cost networks. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. See the program FAQs and Terms and Conditions in your Online Account Center for additional Theres no upfront card purchase fee, but youll have to pay up to $3.95 just to reload your cards cash balance. Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? Youll earn 1 Payback Point per dollar on signature purchase transactions (just select credit on the keypad at checkout), minus your purchase fees. Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. for your tax refundand for all your payroll and benefit checks too. A FICO score/credit score is used to represent the creditworthiness of a Brink's is founded on a heritage of trust and a reputation as the most reliable name in the industry. Brinks Prepaid Mastercard vs. other starter cards, Connect with Garrett Yarbrough on LinkedIn, One Time $9 - $15 Account Fee (Varies by Product), , you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. With Brink's Direct Deposit, you can get paid faster than a paper check. Here's an explanation for how we make money Bankrates editorial team writes on behalf of YOU the reader. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such Mobile Check Load is a service provided by First Century Bank, N.A. Approved purchase transactions may The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but dont want (or dont qualify) for a regular credit card. Terms apply to the offers listed on this page. If The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. Check the information is accurate and submit your application. Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. There are no fees for purchases, and the first late fee is even waived (up to $41 after that). However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. For example, the American Express Serve Cash Back prepaid card earns unlimited 1 percent cash back on all purchases in exchange for a $7.95 monthly fee. without notice pursuant to applicable law. 9. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. How much should you contribute to your 401(k)? It's secure, fast, and free.